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Specialty tag(s): Pre-Divorce Guidance, Divorce, Collaborative Divorce

5 Ways to Save Costs in a Divorce

Sarah Aminzadeh Milinsky | May 8, 2025

Divorce can be both emotionally and financially overwhelming. The average divorce can cost thousands, if not tens of thousands, of dollars—especially if it becomes drawn out in court. However, with the right strategies, you can minimize expenses and keep more of your money intact for you and your family. Here are five effective ways to reduce the financial burden of divorce.

1. Opt for a Collaborative Divorce

One of the best ways to save money on a divorce is to avoid an expensive courtroom battle. Collaborative divorce is a process where both spouses and their attorneys work together to reach a fair settlement without litigation. Unlike mediation, which involves a neutral third party, collaborative divorce allows each person to have legal representation while still working toward a interest-based resolution. Often times, neutral financial or mental health professionals are brought in to assist with asset division or parenting plans. This approach fosters transparency, keeps legal fees lower, and helps both parties find mutually beneficial solutions.

2. Be Organized and Prepared

Attorney fees can add up quickly, especially if they have to spend extra time sorting through disorganized documents. By preparing and organizing all necessary paperwork in advance—such as tax returns, bank statements, mortgage documents, and investment records—you can minimize billable hours. The more organized you are, the less time your attorney has to spend on administrative tasks, ultimately reducing costs.

3. Use Your Attorney Wisely

Lawyers charge by the hour, so using their time efficiently is crucial. Avoid calling or emailing your attorney for minor questions that could be answered through a quick online search or a discussion with a financial advisor. Instead, consolidate your questions into a single, well-prepared email or request a meeting to address those questions. Additionally, consider handling some tasks yourself, such as negotiating minor details with your spouse directly, to minimize legal expenses.

4. Negotiate a Settlement Out of Court

The longer a divorce drags on in court, the more expensive it becomes. If you and your spouse can reach agreements on key issues like asset division, child custody, and spousal support outside of court, you can save substantial amounts in legal fees. The key is to put your emotions asides, stay open to compromise, and avoid unnecessary conflict, all of which only prolong the process and increase expenses.

5. Consider Mediation Instead of Litigation

Mediation is another effective way to reduce costs by keeping the divorce process out of court. This method involves working with a neutral third-party mediator to negotiate and settle the terms of your divorce. Mediation is often significantly cheaper than litigation and is less adversarial, making it a good option for couples who are willing to communicate and compromise. If both parties approach the process in good faith, mediation can lead to faster and more cost-effective resolutions.

Divorce doesn’t have to break the bank. By choosing a collaborative divorce, staying organized, using your attorney’s time wisely, negotiating outside of court, or considering mediation, you can significantly reduce the financial impact of the process. While divorce is never easy, taking steps to control costs can help you move forward with financial stability and peace of mind.

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